Simply take cost of your money with Citibank signature loans & get funds quickly and conveniently. Reap the benefits of minimal paperwork and loan that is speedy & take full advantage of our fast and simple signature loans. All things considered, whether it’s a marriage you wish to fund, or spend a crisis medical bill, what’s the worth of your own loan if you cannot contain it when it’s needed. Avail an individual loan with appealing rates of interest, versatile tenures and EMIs to enable you to fulfil your preferences without compromising your cost cost savings and present spending plan.

Avail a Citibank loan that is personal and enjoy unmatched advantages such as for instance

1 corporates —
• Avail personal bank loan quantity as much as Rs. 30,00,000*
• Loan funds credited to your money in 48 hours^
• Ensure you get your loan that is personal eligibility simply 4 hours
• Fixed interest for predictable monthly premiums
• Part pre-payment option available ##
• Balance consolidation for the charge card and personal bank loan outstanding #

Advantages

Click on to enhance as well as on to attenuate the facts.

Up to Rs. 30,00,000* for all you needs

You should use the funds to fund medical costs, to renovate your property, journey, finance a marriage within the family members, substitute your home theatre system, or other things that you have constantly desired to do but had been held straight right back by not enough funds. It is your option. With loan amounts as much as Rs. 30,00,000 and fixed payments that are monthly there’s a great deal you are able to do having a Citibank unsecured loan.

*Please keep in mind that exceptions into the usage of Citibank unsecured loan include antisocial, illegal, or speculative tasks, and buy of silver in almost any type, including silver bullions, coins, gold precious precious jewelry, gold trade traded funds, or gold mutual funds. As well as that, you will be able to make use of the funds for what you would you like to.

Ensure you get your funds in only 48 hours^

Your Citibank personal bank loan funds can be around for you within 48 hours (or 2 trading days) as soon as you distribute the necessary documents required by us.

^Although we try and expedite the mortgage disbursement procedure consequently they are effective in most of the situations, there could be occasions whenever we require more information before we could finish the job.

Versatile payment choices including 12-60 months

It is possible to elect to pay big EMIs and close your loan faster or prefer to pay smaller EMIs and close the loan over a longer period of the time. You need to use this freedom of preference to determine an EMI amount that really works most readily useful inside your month-to-month spending plan.

Fixed interest for greater control of monthly premiums

Citibank unsecured loan is sold with a rate that is fixed of this means your EMIs will stay the exact same through the complete tenure of one’s loan. That is, aside from the quantity you borrow or the time you decide to repay it, you will have no shocks at the start of the thirty days – very first EMI to your final EMI, the total amount you spend will continue to be the throughout that is same.

How exactly to just simply just take that loan without taxing your month-to-month spending plan?

Your regular loan that is personal payments should ideally not strain your month-to-month budget or curb your life style alternatives. Make use of our unsecured loan EMI Calculator to locate down an EMI quantity you can easily pay with simplicity. Take to various tenures and loan quantities to find out the numerous choices you are free to pick from. Refer the chart below when it comes to rates of interest that will connect with you.

Make the best option with the Citibank unsecured loan EMI Calculator

Get extra funds in virtually no time

If you should be an ongoing Citibank unsecured loan customer, learn how effortlessly you receive usage of extra funds from Citibank. Just click here. On getting your intent for additional funds, our representatives will phone you straight away with the support you will need in understanding and trying to get the money that is extra require.

Minimal paperwork for Citibank Clients

Us an online application or talking to CitiPhone officer if you are Citibank Suvidha customer, getting a Citibank Personal Loan is as easy as logging in to your Citibank Online account and sending. Benefit from the privileges of easy personal bank loan documents and track application processing that is fast. Apply now and learn more.

Comprehensive and part-prepayment choices

For loans scheduled on or after October 1, 2015, you can easily shut your loan account in complete; you are able to do so any time following the very first 12 months as your loan booking. For loans scheduled just before October 1, 2015, it is possible to shut your loan account in complete any moment following the very first 6 months of the loan scheduling.

Partial pre-payments could be made post the very first one year of one’s loan scheduling. To help make prepayments in complete or component, you will need to phone our 24×7 CitiPhone helpline.

Remember that pre-payments attract specific charges, and so are directed by relevant conditions and terms. To learn more, please refer the section that is FAQs.

Balance consol You takes advantageous asset of the severely tenure that is flexible appealing rates of interest available on Citibank personal bank loan to streamline and better manage your present bank card and Personal Loan outstanding. Transfer them to an individual Citibank unsecured loan account and handle your month-to-month cash flow better. To learn more and use, view here. Our representatives will soon be in contact you avail the benefits of a Citibank Personal Loan with you immediately to help.

Just how do the Loan is paid by me Booking Fee?

The mortgage Booking Fee may be deducted through the loan amount sanctioned in the right time of disbursal. For instance, a Rs. 1,00,000 loan having a thought optimum of 2.75per cent Booking Fee becomes an available loan quantity of Rs. 97,500.

Who is able to submit an application for a Citibank personal bank loan?

Citibank unsecured loan happens to be designed for salaried people, self-employed expert and business people. Current Citibank clients by having a Suvidha, Branch or home financing relationship can avail of Citibank personal bank loan.

Repayments

Just how long can I try repay the mortgage?

You’ll repay your loan during a period of 12 to 60 months.

The time scale of the time you are taking the loan over will affect how big is your repayments, so if you need smaller repayments, you really need to repay your loan over a lengthier term. Keep in mind, the longer you are taking to settle your loan, the greater amount of interest you will overall be charged.

Could I pre-pay my Personal Bank Loan?

Yes. You are able to pre-pay your individual Loan. You’ve got two choices to create a pre-payment – complete Pre-payment and Partial Pre-payment. You are doing A comprehensive Pre-payment by settling the entire loan outstanding in one single payment that is single. It is a Partial Pre-payment if you opt to make partial prepayment of your outstanding amount. To create prepayments in complete or component, you ought to phone our 24×7 CitiPhone helpline.

Complete Pre-payment of Citibank Unsecured Loan

For loans scheduled on or after October 1, 2015, it is possible to shut your loan account in complete; you certainly can do therefore any moment following the very first 12 months as your loan scheduling. For loans scheduled ahead of October 1, 2015, you’ll shut your loan account in complete anytime following the very first half a year of the loan scheduling.

Partial pre-payments could be made post the very first year of the loan scheduling. To help make re payments in complete, you will need to phone our 24×7 CitiPhone helpline.

Partial Pre-payment of Citibank Unsecured Loan

You might prepay part of the balance that is outstanding of loan susceptible to the following conditions:

• You have got compensated your loan EMIs for at the very least 12 consecutive months since your loan scheduling date.
• Your prepayment quantity is the same as a the least 2 EMIs and at the most 5 EMIs.

To produce part pre-payment, you’ll want to call our 24×7 CitiPhone helpline. As soon as you inform the good site financial institution of one’s intention to prepay, the lender will think about your demand and verify the sum that is final qualify to prepay. After making the pre-payment, you will need to carry on repaying the EMIs that is subsequent per the payment routine shared by the financial institution. The partial pre-payment facility can be obtained when in year.

Whenever do i need to pay Late Payment Charges?

The deadline for the payment of EMIs will probably be 7th of each and every thirty days, following thirty days of Loan disbursement. Re Payment guidelines will be presented from first of each and every thirty days. We nevertheless dont cost any payment that is late just in case the re payment is delayed.